Christian Finance Academy Exit Value Modeller
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Module 4c ยท Selling a Business
Exit planning accelerator

Exit Value Modeller

Three questions decide how much of what you've built you actually keep: what is the business worth, what is holding that value back, and what reaches you after tax. This works all three together so you can see the whole picture before you ever sit down with an adviser or a buyer.

1

Normalise your earnings

Buyers value the profit the business really makes once it's run at arm's length โ€” not the figure shaped for tax. This is the adjustment advisers call normalisation.

2

Your business

Sector sets the starting multiple buyers tend to pay. Size band is read automatically from your normalised earnings.

3

Value drivers

Be honest here โ€” this is where the real money is. The same earnings can be worth twice as much depending on these. Each one moves your multiple, and the panel shows you by how much.

Recurring revenueContracted / subscription vs one-off project income
Owner independenceCould the business run well without you for 3 months?
Customer spreadLargest customer as a share of revenue
Growth trajectoryDirection of revenue and profit
Management teamStrength of the layer beneath the owner
Market positionBrand, reputation, defensibility
4

The sale

Now look at what reaches you after tax. The price defaults to your current indicative valuation โ€” change it to test any figure.

Figures assume a share sale by a UK higher-rate taxpayer at 2026/27 rates. BADR is 18% on the first ยฃ1m of qualifying lifetime gains; the standard higher rate is 24%; a qualifying sale to an Employee Ownership Trust is exempt from Capital Gains Tax.

Live result
Normalised EBITDAโ€”
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Current indicative valuationโ€”
The value gap
Today Within reach over a 2โ€“3 yr runway
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Where to focus first
What you keep, by route